Personal and auto loan
Personal loan, car loan, home improvement: enter the amount, APR and term to get your monthly payment and, above all, the true cost of the loan. The same amount can cost three times more depending on rate and term.
Free, no sign-up. The same engines as the Simulo app. 2026 scales verified on .
Monthly payment
0 €
Estimation à titre indicatif : les conditions réelles (taux, assurance, endettement retenu) dépendent de l'analyse de votre banque et de votre dossier. Ne constitue ni une offre de crédit, ni un conseil financier.
How it works
Ce simulateur calcule la mensualité et le coût total d'un crédit à la consommation ou d'un crédit auto.
- 1 Saisissez le montant emprunté, le TAEG et la durée.
- 2 La mensualité, les intérêts et le coût total s'affichent aussitôt.
- 3 Faites varier le TAEG pour comparer plusieurs offres.
Frequently asked questions
What is the difference between the nominal rate and the APR?
The APR includes every mandatory cost: interest, arrangement fees, required insurance. It is the only figure that lets you compare two loan offers.
Is a shorter or longer loan better?
A longer term lowers the payment but raises the total cost. The calculator shows the cost of credit for each combination; compare before you sign.
Take your simulations with you
Save your scenarios, compare them and get every calculator in the Simulo app for iPhone.