Simulo

Savings goal

A down payment to build, a project to fund, a target amount to reach: enter the goal, horizon and return on your savings, and the calculator returns the required monthly deposit with a year by year path.

Free, no sign-up. The same engines as the Simulo app. 2026 scales verified on .

Target amount
Current savings
Project horizonyearsmonths
Annual return%

Monthly amount needed

0 €

Total contributed0 €
Interest earned0 €

Cette simulation illustre les mécanismes de l'épargne dans la durée : elle ne constitue ni une prévision de performance, ni un conseil en investissement. La valeur réelle de votre patrimoine pourra s'écarter de ces résultats, à la hausse comme à la baisse.

How it works

Ce simulateur calcule combien épargner chaque mois pour atteindre un objectif à une date donnée, compte tenu du rendement.

  1. 1 Saisissez l'objectif à atteindre et votre épargne actuelle.
  2. 2 Indiquez l'horizon du projet et le rendement annuel espéré.
  3. 3 Le versement mensuel nécessaire s'affiche aussitôt.

Frequently asked questions

How much per month to reach 20,000 euros in 3 years?

Without returns, about 555 euros a month. Invested at 3 percent, the required saving drops to around 530 euros: returns work for you, especially over long horizons.

Where should short term savings go?

For a goal under 3 years, safety first: regulated savings accounts and euro funds. Equities are for long horizons, where swings have time to smooth out.

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